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Recreational vehicles are exciting modes of transportation. They provide a great means of escape on weekends and vacations, but ownership of these thrill-seeking vehicles creates the need for special insurance to protect you, your passengers and others. While all recreational-type vehicles can be protected by the same basic coverages, each one has its own special requirements and restrictions.
Making the right choice of coverages for your recreational vehicle now, can save you plenty of money and aggravation later on. If you ride your ATV either on or off the boundaries of your property, your homeowners policy does not automatically cover you. And most auto policies don't include important coverages you need. What's more, even minor recreational vehicle claims can dramatically increase your entire auto insurance bill. But we have a solution!
We can provide you with affordable liability and property coverage for your recreational vehicle so all you have to worry about is having a great time.
Specific recreational vehicle coverage will replace losses such as theft, vandalism and collision to your recreational vehicle. Your home and car insurance can't do that for you. Recreational vehicle insurance policies can provide total loss replacement to ensure that you can replace your recreational vehicle in the event of a covered loss.
If your child and his/her friends take your ATVs out for the weekend and have a serious or fatal accident, do you realize that you can be held personally liable for the losses? What if the injured party requires extensive medical care and is unable to work? Are you covered? Can you afford to pay the hospital bills and cover their paycheck for an indefinite period of time - Out of your own pocket? Depending on the amount in question, you could lose all of the assets you've worked so hard to accumulate!
The above scenario plays itself out every year thousands of times. Recreation vehicle accidents are common for people all ages.Atlass Insurance Group can provide you with affordable liability and property coverage for your recreational vehicle so all you have to worry about is having a great time! Contact our office today for the right combination of coverage at the best value, before you or your family members use any type of recreational vehicle. We can assist you to better understand your present coverage limits, extend your homeowners coverage or advise you on separate recreational vehicle coverage to maximize your enjoyment and meet the insurance needs for your recreation equipment.