Making sure your motorhome is adequately insured could be one of the most important things you do to prepare for your next vacation. Here's why. You need specialized insurance coverage for your RV. You need insurance coverage that is not found in your typical auto or homeowners insurance policy.
Unless you have the right protection package, you could be in for an unpleasant ordeal should you experience a loss with your RV. That's because your auto and homeowners policies may not cover such items as stereos, CDs, TVs and other personal property.
Example of upgraded RV coverage you won't get with your current auto or homeowners policies: